Facts on Numismatic Coins

There has been a growing trend in the acquisition of numismatic coins, whether gold or silver types over the past 5 decades. Before you jump onto the bandwagon, a better understanding is necessary for the best performance.

The Purpose of Numismatic Coins

Numismatic gold or silver coins are rare special coins that are quite highly priced in terms of their value; for more than the price of the content of gold or silver in them. Many acquire numismatic gold or silver coins for the sole purpose of buying gold coins, as a hobby or for generating wealth. It is the grade, condition, popularity, availability, age and quality factors which determine the value of gold or silver numismatic coins.

Numismatic Coins Grading

A grade gives the value of any numismatic gold or silver coin by recognizing its quality and authenticity. There are many professional grading companies which grade numismatic coins such as PCGS, ACGS and NGC; their function is to protect potential buyers from fake or poor quality numismatic gold or silver coins. Currently, the numismatic MS70 fetches the highest certification which makes it the most desirable type of numismatic coin, although they are very rare and expensive.

Numismatic Coins Price Trends

Numismatic coins first came onto the investor’s radar in the 1950s when gold prices rose dramatically. There was another significant increase in the numismatic coins’ worth when grading services reported the scarcity and value of numismatic coins. Many traders used the Internet heavily to buy and sell numismatic coins in the 21st century; the recent global economic crisis during the years 2008 and 2009 further boosted the upward price trend of numismatic coins.

Benefits of having Numismatic Coins

There are many reasons an individual might want to indulge in acquiring numismatic coins.

It could be perceived as a collector’s item. There are not many of them in either gold or silver. Numismatic gold or silver coins can also be an alternative to paper assets in a portfolio. One is not limited to bullion or another portfolio such as stocks. Numismatic gold or silver coins can be used to hedge against possible future economic fluctuations as has been seen and proven during the times of the Great Depression in the 1930s or the recent sub-prime crisis in 2008/9. For many centuries, these intriguing metal pieces have outstood the test of time on their value compared to other assets. No matter what condition the economy is in, numismatic coins remain a wealth preservation tool. These special coins provide high liquidity that can be easily traded in today’s market when there is a need for quick funds. But it is a long-term asset that has the opportunity to bring maximum benefits to their owner.

Benefits from Ephedra

If we look around us then we will find that there are several naturally occurring substances available around us from which we can avail direct health benefits. Ephedra is one among these naturally occurring substances which are derived from botanicals. Here, in this article we are going to deal with some of the principle evidences in this field and benefits from ephedra.

The major active ingredient which is present in it is ephedrine. It is basically an amphetamine-like compound which is well capable of stimulating the nervous system as well as helps in proper functioning of the heart. We can easily find ephedrine alkaloids in its natural form in the number of plants. One plant in which it is found in abundant form is the ephedra species. These plant species have their own importance in the traditional Chinese medicine and are known by the medicinal name ma huang over there.

People suffering from most of the normal disorders prefer to avail the benefits from ephedra. In the recent times, epherda products are promoted in the market in the form of dietary supplements. After going through a thorough research work, it is now clear that ephedra is capable of enhancing different functions that take place in the body of the humans. It can also act well as the best dietary supplement in order to enhance the weight loss. Further it also helps in increasing the energy and improves athletic performance in addition. Thus it is the preferred choice for those who are suffering from the problem of excess weight or who have to have better performance.

The benefits from ephedra can be clearly seen from the number of people who are taking ephedra. As per various researches, the numbers of people who are taking ephedra are increasing day by day. It is the long list of benefits that is attracting more and more people to have this useful herb.

For having a clear cut knowledge regarding the benefits from ephedra, FDA has conducted various tests from time to time. FDA has reviewed some of the information regarding ephedra's pharmacology, studies to know how much safe and effective it is for the body and reports of the unfavorable events that has happened with the users after the consumption of it. The report that has been made to understand the benefits from ephedra was named as The RAND Corporation report. There is an overall review in the report along with the published scientific literature dealing with the safety and efficiency of ephedra. This report has been supported by several organizations and institutions including NCCAM and the National Institute of Health's Office of Dietary Supplements. There are so many benefits of ephedra that it is really difficult to put all in the list. Some of the major benefits from ephedra are mentioned as under:

Ephedra is believed to have its own traditional importance. It is widely used by the Zen monks for enhancing the calm concentration during the period of meditation. It is also believed that it helps in improving the concentration.

It is usually used by most of the people in the form of antiseptic, antibiotic, depurative, immune stimulator, blood purifier, digestive and generation of sweat in the body. Thus it is very useful for various reasons.

It helps in stimulating the process of digestion in a proper way. People can also avail the benefits from ephedra in the form of a mouthwash. It is also recommended to be the best for the treatment of toothaches and painful gums. It enhances the immune system of a person and helps to provide natural ability to the body to fight out invaders. It contains echinacoside which is an antibiotic in nature and is well capable of providing the same result as offered by the penicillin. As an herb the benefits from ephedra in Chinese herbal medicine cannot be estimated in an easy fashion. It is believed to be one of the best herbal solutions available for fevers and chills. Similarly, it is also effective against wheezing and cough. In combination with another Chinese herb called Rehmannia, ephedra is usually given to the patients who are suffering from the problem of kidney.

It helps in stimulating the cells of the body in order to produce the chemical which is produced naturally by WBC while fighting against the infection. The chemical is popularly known as interferon. Thus, there are many benefits from ephedra.

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Why Invest in Gold

Wealth protection and saving properties of gold in uncertain or troubled times are the main factors that have attracted most investors to the precious metal. This is not to say that there aren’t other factors creating the high interest in gold investing as a commodity compared to all other commodities and assets.

Diversification of portfolio

The more diverse the portfolio of a buyer, the higher the protection against value fluctuations of the assets involved. Gold typically has an inverse relationship to bonds and stocks, making it more robust and preferable to other commodities. Having gold coins alongside other assets protects your portfolio from factors affecting your other assets.

Safe haven

Protecting capital is one of the things all investors want to do. For this reason, they are moving into valuable assets considered to be safer, and gold coins happen to be one of the best you can have. This is because the commodity does not rely on any payment promise by an issuer thereby reducing the risks involved in missed or late payments, or bankruptcy. Gold provides insurance during unsettled times.

Inflation hedge

In terms of real services and goods, gold maintains its value and purchasing power, meaning that it is less affected by rising and dropping prices of services and goods. This means in general that this commodity has the ability to counter inflation effects as well as currency fluctuations. It makes gold better and more attractive to investors, thus the high demand.

Risk management

Another reason why gold still stands to be the best commodity to invest in is its volatility. Since it is less volatile compared to most commodities, it is used as a form of currency thereby increasing returns. Risks are highly reduced since the factors affecting the price of the commodity differ greatly from those affecting other kinds of assets.

Supply and demand

Although the demand for gold is usually higher than the supply, thus affecting the price, the different forms of production somehow meet the demand regulating the price of gold. There could be a time when physical gold could become completely unavailable. The supply of gold will likely still be there to meet the high demand, although the prices may differ from time to time. Actually, statistics prove that a large quantity of the world’s mined gold is still on the market, keeping the demand supply cycle in check.

The above reasons explain what makes it worthwhile for any buyer to purchase gold.

Gold Coins on the Rise

Gold coin retailers largely consider May as the worst month for the sale of gold coins. This year however, there has been a record selling of gold coins even in this month. During the first week of May itself, the U.S. Mint is reported to have sold as many as 41,500 American Eagle 1-ounce gold coins. This is huge when compared to a total of 60,500 ounces for the entire month of April 2010. Not just physical gold, the investors showed a rush for gold ETFs. The bullion holdings of SPDR Gold Trust (GLD) increased by 20 tonnes on May 06, the biggest single day gain in the last 15 months. The continued trend ensured a sale of as many as 190,000 American Eagle gold coins by the U.S. Mint in the month of May. The success has bid the retailers a likely splendid summer.

Not just in the U.S., but globally, a similar gold surge has been observed. In the month of March, a buying spree was experienced in Germany as well when the government decided to pour in hefty sum for Greece’s bailout. Though, this was attributed more to the distasteful past experience of the Germans, to their unpreparedness towards a failed currency situation. The slow recovery from the recent international monetary crisis further fueled the panic. The Austrian Mint also witnessed a six-fold increase in its Vienna Philharmonic coin for the month of May over the previous year. The Royal Canadian Mint reported a similar surge. It received orders for about 120,000 of its Maple Leaf coins against the usual sale volumes of 5,000-25,000.

Experts suggest a lowered confidence in paper currency and monetary markets as a reason for this observation. Gold is emerging as a hedging instrument for people during economic uncertainty. In effect, they are not just buying coins, but also other portable forms like small bars. The spill over effect of the Euro zone crisis is seen as another reason for an increased sale of gold in the U.S. in May 2010.

Questions & Answers on Common Issues for HOA Homeowner Associations

Question:

A guest of one of our residents was sitting outside a condo eating a smoothie yesterday when our grounds crew started to spray Ortho Weed-B-Gone on the grass approximately 10 feet from where he was seated. He claims to have suffered blurred vision, migraine-type headache above right eye, raw throat, chest pains, and nausea. He is seeking reimbursement for clothing he claims to have destroyed and help with the emergency room bill he encountered. I know you are not an attorney; but, I am asking what the policy is in condo associations with regard to spraying a relatively innocuous lawn product such as Weed-B-Gone. We are trying to decide whether it is best to turn it over to our insurance company, write a letter of apology, put up signs in the future that we will be spraying, or to offer some remuneration with a disclaimer for further liability. We are also checking into what local companies do when spraying. Any suggestions you may have would be greatly appreciated.

Answer:

Anyone who sprays pesticides are required to be licensed and notice is to be given. No matter how little you spray. If your employee is not, both the association and your employee may be liable.

Contact your insurance agent and notify him of your situation. The association most likely has a medical rider to take care of such claims. Your refusal to try and help with the cost could bring in an attorney for the "Injured." Then it really gets expensive.

If the cost is pretty low, the Board my want to just pay the costs from the association operating funds, thereby avoiding a claim with the insurance. But whatever you do you should always notify the Insurance Agent and let him tell you what the next step should be.

If it was an outside landscape contractor who did the spraying then the homeowner and the association can go after them, whether or not they are licensed. I would be very careful on this as it could turn ugly.

Question:

Our association, at the president's urging, has just replaced its second management company in less than a year; he has hired his common-law wife to manage the property, his father to make repairs, his sister to take minutes of meetings. He has appointed Board members without votes of the Board. What steps might the Board take to control this individual?

Answer:

The Board President has a direct conflict of interest and should remove himself from the board or terminate his family members.

You can have the board call a special meeting of the members by submitting a petition signed by 25% or the owners to discuss this conflict, all in accordance with Arizona Revised Statutes.

If nothing changes, you can do the same to remove a board member.

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Going green - how do you know if a product is green?

If you want to help the environment and go green, here are some tips to get you started. Why go green at all? What exactly is green? How do you know which items to purchase? There are many people out there looking to cash in on the green fad. How to shop safely.

So, do you really want to do your part? Do you want to help the environment, the economy and future generations? Everyone is going green these days and it's a good thing. It shows that people are becoming more conscious of their impact on the world around them. There are so many things that our society wastes. We waste food, water, building materials such as wood from trees and many many more. It's disgusting when you think about all of that money wasted. Think of the time that's wasted too. If you don't change the way you live and shop - you will be leaving the world in a terrible state for future generations.

Do you want to go green? What exactly is going green? What exactly makes a product a green product? If you check the label or item description from the manufacturer - you should see no harmful chemical. All of the ingredients and materials should be easily found in the earth. They should be made using natural processes. Don't buy products that were made in a lab using all kinds of nasty substances. Going green means saying no to harmful toxins and unsafe chemicals in your home or workplace.

Green products must be made using methods that are environmentally friendly. There's more to going green than just leaving out toxic chemicals. We must use methods to produce our goods and services that are sustainable. Think about some of the factories you have seen. They produce a lot of items. They also produce a lot of waste material. It seems like madness when you really think about it. There is absolutely no reason to be spending more just to produce less. Don't let the big guys at the top play with your future, just so they can make a few quick dollars. Green products are products that are good for the earth, the economy and everyone on it. If this isn't true about a product that a manufacturer is offering - it's not green. Don't buy it!

Go green and do your part for our environment.

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Travel Certificates With Big Ticket To Wealth: How Do They Work?

Creative Marketing Solutions has contracts with various resorts and hotels for providing incentive vacation schemes at chosen locations. Such incentives can help you increase your sale manifolds, irrespective of the type of the business you are in. Through the power of teamwork through all individual marketers allows each individual the ability to sell at low prices with high margins.

What are travel certificates?

The travel vouchers or certificates are incentive travel programs, which you provide to your selected, or all of the customers or buyers, when they make certain purchases from you. These are free vacations, you sponsor. You will find travel certificates to all the places that people are already traveling to and planning their vacation.

Any catch?

Unlike most of the incentive travel schemes, Big Ticket to Wealth's offers come absolutely without any strings attached - no promotional programs or time sharing videos! All a person has to do is enjoy their vacation.

How to get started?

It's a hassle-free easy registration process. Once you are registered, you can go to the travel certificates' section, choose the package (from various available options), you want to offer to your customers, and begin printing!

How much do I pay?

You total fixed monthly cost come to $99 only. What's more, you can print an unlimited number of vouchers for the same price. That means whether you print 10 or print 1,000, all you have to pay is $99 per month only.

How much do my customers pay?

The person who redeems the voucher has to pay only the applicable taxes and nominal travel agency costs, if any. Such payments depend upon the travel package that you choose.

Why would a resort, hotel, or cruise liner allow such schemes?

Except peak seasons, the hotels, resorts, and cruise liners rarely have 100% occupancy. Through such travel schemes, they can get their rooms occupied for nominal charges, which were otherwise going empty. Here, these hotel owners can benefit on others services, like spa, laundry, room service, restaurant, bar, renting of sports equipments, etc. These services contribute towards covering the fixed costs. In addition, the prospects of repeat travel and referrals are also encouraging in such cases.

Can my customers combine two or more travel certificates?

No two rewards in the form of travel certificates can be clubbed together.

Can I sell the certificates?

These certificates are the only travel incentives and cannot be sold or bartered.

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Is There Ultra Violet (UV) Sun Rays Free Tranning

Ultra Violet (UV) Rays are reportedly the leading cause of skin cancer and the biggest source of annoyance for the tan lovers. For people who want that glamorous tan through cosmetic or medical purposes involving prolonged exposure to the UV rays, indoor tanning solutions are the best options. The good news is that these indoor UV free tanning agents, available as creams, sprays, or lotions, produce very similar results as sun tanning, without subjecting your skin to the harmful UV rays of the sun. In addition, these agents achieve the results in much lesser time than the traditional means. Following are the main types of UV free tanning products:

Products with DHA

Dihydroxyacetone or DHA is an active tanning agent, which is used in a broad range of products these days. It is considered a safe ingredient, as it functions by chemically reacting with the amino acids of the 'dead' cells in the epidermal layer of the skin. This also explains why such kind of tanning diminishes with time. The 'tanned' dead cells of the Epidermis are shed off and are replaced by new cells over a period.

Canthaxanthin products

Canthaxanthin finds key use as a synthetic food color, although, now a days it is being used as an oral tanning agent as well. FDA has not approved its latter use, since for tanning purposes, much larger quantity of Canthaxanthin is required than that in its use as a coloring additive in edibles. Moreover, this substance deposits itself below the epidermal layer and is linked to serious medical conditions, such as hepatitis, adverse effect on digestive system, and skin damage.

Melanotan products

A synthetic form of Melanotan hormone has also been found effective in creating a tanned look without exposure to UV rays. The hormone is taken as an injection. The use of Melanotan hormone is still in the stage of clinical trials and is not available commercially.

Bronzers

These are considered the safest tanning option, as they produce an effect, which is totally superficial and washable. However, they suffer from similar disadvantages as cosmetic makeup. Bronzers should be applied very carefully and in an optimum quality, as they carry a risk of being smudged onto the clothing. It is always advisable to test for possible staining before putting on your clothes.

UV free tanning can be done in a spa, tanning booth, or at home. If you are trying the products at home, you need to follow these steps for effective tanning:

Take a bath.

Exfoliate your skin.

Shave for a smoother tan.

Dry your skin completely.

Choose a place, which is cool so that you do not sweat during your tanning session.

Use a convenient form like lotion or spray.

Take someone else help if needed, especially for the hard to reach areas.

Do not take a bath or shower immediately after tanning. Depending upon the type of product, you may have to wait anywhere between 2 hours and 8 hours.

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